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A Kick In The Teeth: How To Avoid Expensive Dental Bills

June 19, 2025

Many of us put off getting dental treatment because of the high price. This can lead to dental issues progressively becoming worse. Fortunately, there are a few cost-cutting tricks for preventing painful dental bills. Below are a few examples of ways to reduce the cost of dental treatment. 

dentist office

Choose the right treatment

There are many cases where you may have the option to choose between treatments. This is particularly the case with cosmetic treatments, but can also be the case with some medical treatments. For example:

  • The price of fillings may vary depending on the material - silver fillings are typically the least expensive, whereas porcelain fillings are the most costly.

  • Tooth extraction is often cheaper than root canal in the case of infections. However, if you want to replace that tooth, the long-term costs will be much greater.

  • When it comes to replacing teeth, dentures are typically much cheaper than implants.

  • As for teeth straightening, metal braces tend to cost less than clear braces.

  • That said, you can shop around for clear braces and get some great deals - at-home kits are often very affordable.

  • Want to get your teeth whitened? Laser teeth whitening will cost less than veneers. However, laser teeth whitening has shorter lasting results - veneers could end being a better investment than repeated laser whitening procedures.

Choose the right dentist

Dental practises typically charge different rates. If you know what treatment you need, it could be worth shopping around to see what different practices are charging. Smaller clinics can sometimes charge lower prices due to lower operating costs - but it depends on the location of the clinic and the reputation of the dentist. Less reputable dentists will often charge less, however you probably don’t want to risk botched treatment just so that you spend less money.

Take out dental insurance

Dental insurance requires you to pay a small fee each month in exchange for coverage of any dental treatment. The truth is that you will probably spend more in the long run, however it can spread out the cost of dental bills. The average rate is usually $20 to $60 per month depending on the existing state of your teeth. 

Use an FSA or HSA

An FSA or HSA allows you to put a small amount of your pre-tax income into a special savings account each month. This savings account can be used for a range of different health-related costs including dental treatment. Just make sure to look up the pros and cons of a FSA vs an HSA.

Look after your teeth

This tip is a bit obvious, but it’s still important to mention. If you smoke regularly, guzzle sugar and don’t brush your teeth twice per day, you’re going to be at greater risk of developing cavities and infections. Even if you’ve already got decay, changing your lifestyle can have a big impact on your dental health in the future. Make sure you’re looking after your teeth and you hopefully won’t need to go to the dentist as often. 

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